Church
Coverage
GuideOne Insurance is one of the nation's
leading church insurance providers, with nearly
50,000 church customers.
To
meet the special needs of your church, our
Cornerstone Plus policy offers coverages
for churches of all denominations:
Who is Covered
Members,
employees, officials, staff, and volunteers acting
on behalf of the church.
Property Coverage
Includes
such items as your buildings, contents, signs,
property in the open, and fences. Your policy will
automatically include coverage for standard items,
along with many non-standard items, such as the
following:
-
Equipment breakdown, including computers,
boilers, and electrical equipment.
-
Newly acquired, personal and off-premise
property.
-
Pastor's personal property.
-
Ordinance of law.
-
Stained glass windows.
-
Indirect loss.
Your church may also elect to add the following
endorsements to your policy at a modest charge for
even greater property protection:
- Crime coverage: protection for losses
resulting from theft, employee dishonesty,
forgery and alteration.
- Inland marine: covers valuable
possessions that may be transported from one
place to another.
Liability Coverage
Protects
the legal liability of the church for
activities on all owned premises and personal
injury liability, such as libel and slander. It
also includes medical expense coverage, regardless
of liability.
A wide variety of optional liability
endorsements are also available:
- Non-owned and hired auto.
- Directors, officers and trustees.
- Employment practices.
- Sexual misconduct.
- Employee benefits.
- Medical.
Extras
GuideOne also offers special policies to
complement our Cornerstone Plus policy:
- Workers' compensation.
- Business auto.
- Umbrella.
- Group life.
- Key employee life.
Examples of other extras:
- 10,000
anti-arson reward.
- $500,000
coverage for bringing the building up to code
after a loss.
- $1.5
million property coverage (180 days) for newly
acquired buildings or new construction.
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QUOTE
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